Navicore Solutions

Navicore Solutions is a national nonprofit organization that “strengthens the well-being of individuals and families through education, guidance, advocacy and support.”  Our mission conveys the compassionate guidance we provide to individuals and families as we collaborate with clients, partners and friends.

Founded in 1991, we provide a wide range of services including the following core services:

  • Personal Financial Counseling - One-on-one counseling assesses the consumer’s monthly financial profile and facilitates guidance to resources.
  • Financial Education is delivered through individual counseling, workshops and written material.  Our agency has become a preferred provider of workshops and seminars for local community members and clients on a wide range of financial education topics. 
  • Debt Management Program – Navicore Solutions' Debt Management Program (DMP) is a consolidation of all unsecured debt.
  • Pre/Post Bankruptcy Counseling and Education - Approved by the US Trustees Office, we offer counseling and education components required under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.
  • Student Loan Counseling – Comprehensive student loan debt counseling services that provide an in depth review of the borrower’s current financial situation, obstacles related to student loan repayment and help in determining eligibility for federal programs to assist in repayment.
  • Housing Counseling – Our housing counseling program offers Pre-purchase, Rental, Default/Foreclosure and HECM counseling; integrated with partner programs that address the needs of community residents.

We are a member of the National Foundation for Credit Counseling (NFCC) and are accredited by the Council on Accreditation. COA’s commitment to maintaining the highest level of standards and quality improvement is designed to identify providers that have set high performance standards for themselves and made a commitment to their constituents to deliver the highest quality services. Our goal is to help the community achieve and maintain financial stability and help educate students to enforce a positive financial future.


Diane Gray
Vice President of Counseling and Education
Navicore Solutions
200 US Highway 9 North
Manalapan, New Jersey 07726

Phone: (800) 992-4557
Fax: (732) 863-5040

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