04/12/2013 Young Americans Center for Financial Education

Young Americans



In 1987, Bill Daniels founded Young Americans Bank as the world’s only bank designed specifically for young people 21 and under. He believed that America had the best financial system in the world and that everyone – young and old – should have access to that system.  

The Bank’s success was overwhelming and soon requests for programs, tours and presentations poured in from teachers and parents. To fulfill those requests and support the community’s interest in growing a financially savvy generation of young people, Young Americans Center for Financial Education was established.  This nonprofit entity allowed delivery of educational programs for youth of all ages to enhance the bank’s financial mission.  The programs are designed to complement and reinforce each other to build life skills, work skills and financial self-sufficiency.


  • Young AmeriTowne – a hands-on lesson in free enterprise that allows 5th grade students to run their own town of 17 businesses.  A 34-lesson curriculum is integrated into daily school work to prepare students for their roles in Young AmeriTowne.
  • International Towne – a one-of-a-kind program that introduces middle school students to the financial realities of the global marketplace and, after weeks of classroom lessons, allows them to run a “world” of 16 foreign countries.  
  • Get aHead for Business – a 2-semester entrepreneurial program for high school students develops entrepreneurial thinking through classroom lessons and hands-on experience starting and running a real business in school.
  • Youth Entrepreneurship -- Young Entrepreneurs Marketplace, Running Your Own Biz and Be Your Own Boss summer camps, and the Celebration for Young Entrepreneurs business competition offer entrepreneurial opportunities for youth to learn and experience the ins and outs of owning a business.
  • Personal Finance -- Summer Camps and Money Matters classes provide a variety of financial lessons and activities to engage and educate kids of all ages.

Since inception, more than 500,000 youth have benefited from holding accounts at the Bank and participating in the nonprofit programs of the Center.  However, we are always looking to extend our reach to new communities, schools and families. Join us!


  • Young Americans Bank Branch : In January 2013, Young Americans Bank opened its very first branch, serving the Far Northeast Denver community of Green Valley Ranch.  Located on a Denver Public Schools campus, the branch serves the 3,000 students on campus as well as hundreds of families in the local neighborhoods by providing hands-on, real-life banking experiences for young people ages 0 to 21.
  • Spring Young Entrepreneurs Marketplace: The annual December Young Entrepreneurs Marketplace has become such a hit that young business owners asked for additional opportunities to sell their wares.  Join us Saturday, April 13 from 10:00 a.m. to 2:00 p.m. at Young Americans Center in Denver to shop for Mother’s Day gifts and support young entrepreneurs.  This Spring Marketplace offers a great atmosphere for the whole family!  Visit our website for more information: www.yacenter.org

Katie Payer                                    
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