Financial Beginnings provides engaging educational programs that incorporate all aspects of personal finance to give individuals the foundation they need to make informed financial decisions. Developing this knowledge base and helping translate it into sound financial behaviors expands life opportunities such as higher education, home ownership, and secure retirement.
This pathway to financial literacy is offered for free to educators, community partners, and learners, with all K-12 curricula meeting or exceeding state education standards. Competitively priced licensing agreements are also available to organizations that wish to adopt Financial Beginnings programming for their own use and branding.
Age-specific programs include:
- Financial Footings – Elementary School: Offered in two steps, covers basics such as needs vs. wants and identifying coins and dollars, as well as how to create a budget and how credit works for older learners.
- Financial Framings – Middle School: Helps individuals frame personal financial decisions within local and global communities.
- Financial Foundations – Middle School and High School: Provides details about key financial concepts, such as banking, budgeting, credit, investing, and insurance.
- Pathways – High School and Postsecondary: Helps learners navigate financial decisions surrounding postsecondary education such as comparing schools, financing college, and managing debt accumulation.
- SAFE – Postsecondary: Offers lessons to help learners gain strategies to reduce debt and address financial barriers to graduating.
- Forward – Adult Learners: Works to empower economically vulnerable adults to mitigate debt and establish savings and increase financial stability.
The entire collection of more than 200 learning materials are free to download and use via the Financial Beginnings website, including course outlines, learner workbooks and answer keys, instructor guides, presentation decks, activities, videos, and more.
Various curricula are also available through the Jump$tart Clearinghouse. |