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Q&A with Karen Carlson — Vice President, Education & Digital Marketing

So tell us, what’s new?
At InCharge, every month is financial literacy month. But to mark our National Financial Literacy Month, we are proud to announce the release of another free online course: Inflation-Proof Budgeting. This timely course joins a growing library of free courses to help people overcome common financial challenges. Our other online courses include Savings Success, Navigating Debt and Credit Voyage. Here is a link to our online campus. Financial Literacy Courses.

What’s the impact this has had/or you hope it will have on moving financial literacy forward?
At InCharge, we provide over 80,000 free budgeting and credit counseling sessions per year. We know that people struggle with wrapping their heads around income and expenses. Learning how to make and track a budget is the heart of financial health and we want to encourage more people to roll up their sleeves and budget. After that, we provide tips to help optimize expenses.

How do we learn more?
Visit our financial literacy courses here: Financial Literacy Courses.

What else are you working on?
We are continuing our investment into military financial health through, a website launched Veteran’s Day of 2022. Through this initiative, we help servicemembers maximize the benefits of service as well as avoid financial predators. has already served over 42,000 visitors with high quality education. We are looking for partners who want to reach the military and veteran community and who share in our mission to help servicemembers achieve their financial goals.

Tell us more about your organization
InCharge Debt Solutions is a 501(c)(3) nonprofit organization offering confidential and professional credit counselingdebt management servicesbankruptcy educationhousing counseling and educational initiatives promoting financial literacy since 1997.  InCharge has helped over a million people repay $3.4 billion in debt.  With an A+ rating from the Better Business Bureau, InCharge is also a member of the National Foundation for Credit Counseling (NFCC) and is accredited by Council on Accreditation (COA).

Connect with InCharge?
Karen Carlson
Vice President, Education & Digital Marketing

InCharge Education Foundation Clearinghouse Resources