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October: Understanding Credit

The Jump$tart Coalition Education Committee designed 12 monthly principles that align with the National Standards in K-12 Personal Finance Education to keep financial literacy a priority year-round.

With our October principle — Understanding Credit — we address using credit wisely.  Credit can be a flexible and convenient way to purchase goods over time. However, if not used responsibly, you incur fees and negative consequences.

Tips for Strong Credit

Money Tips

Pay On Time

A key element of your credit score is paying your bill on time. Know your due dates.

Don’t go Over

Keep track of your limits and don’t spend more than you can afford.

Know Your History

Your credit history is your credit report, and can be checked regularly for free.