December: Holiday Shopping

The Jump$tart Coalition Education Committee designed 12 monthly principles that align with the National Standards in K-12 Personal Finance Education to keep financial literacy a priority year-round. See past Facebook Live episodes at jumpstart.org/FBLive (takes you to YouTube).

Gift-giving season can add up, but planning and budgeting can help you with holiday shopping — this month’s principle.

←  November |  January

Tips to Save

Money Tips

Create a Budget

Creating a budget for holiday gifts is the first step — sticking to it the second. And don’t forget to include taxes and shipping.

Use Cash

Using cash, rather than plastic, helps you avoid mindless spending. You can put the cash budgeted for holiday gifts in an envelope to keep your spending in check.

Give from the Heart

Some of the best gifts are homemade. Baked goods and crafts add a personal touch to the season — while helping you save.