January: New Year’s Resolutions
Starting the new year with long- and short-term financial goals and is the key to January’s principle: New Year’s Resolutions.
Before setting goals, determine your current situations. Tally your savings, debts and investments so that you can set realistic goals.
Create a budget so that you can track your progress toward your goals. It also helps you prioritize your spending and saving.
Committing to your plan will keep you on track to meet goals. It allows you to expand your financial options and helps you develop healthy financial habits.
To help you master this month’s principle, check out the National Standards in K-12 Personal Finance Education and Jump$tart Clearinghouse, or get started with a few free resources from our National Partners including: