The Jump$tart 12 Principles were created to encourage timely, relevant conversations about money — at home and in the classroom — throughout the year. The complexity of the conversations can be adjusted to any age group and families can tailor the discussions to match their own circumstances and beliefs. To find additional materials for learning about personal finance, we invite you to search the Jump$tart Clearinghouse, our online database of curated financial education resources.
January
Managing Debt
Overspending may result in debt and the need to have a debt management plan.
February
Planning for A Future Career
Investing in your future can be expensive if you’re not prepared. Consider: College, Tech School, Trades, Apprenticeships, Military Service.
March
Managing Credit
Credit increases our buying power, but it comes at a cost.
April
Saving Money
Most of us know it’s good to save… but why is it so important and how do we succeed?
May
Financial Services
Financial service providers help us manage our money. It’s important to know which ones are right for you.
June
Risk Management
You’re earning, saving, and making your money grow… now, protect what you have. Be aware of scams and other fraudulent schemes, too.
July
Earning Income
Money management starts with having money to manage.
August
Consumer Protection and Financial Information
Who protects consumers and how do we protect ourselves by understanding written information that helps us make good financial decisions.
September
Behavioral Finance
The way a person manages their money, makes financial decisions, and deals with financial issues.
October
Investing Wisely
Investing makes your own money grow – but there are many ways to do that.
November
Charitable Giving
Giving can benefit both the donor and the charity as well as being important to society and the economy.
December
Smart Spending
We all spend money, but how and when we do matters.