By Maureen Ginley, General Manager of Knowledge Matters

In the new year and moving forward, many states will soon require high school students to complete coursework in Personal Finance/Financial Literacy before graduation. We have created a Virtual Business-Personal Finance simulation featuring important financial literacy information that students may need as they progress through school and for life after graduation.

We provide visually immersive business simulations for high schools, colleges, and universities. Our Virtual Business simulations support a variety of career and technical education (CTE) topics and classes, including Personal Finance and Accounting for high school, and puts students in the driver’s seat to make important business and financial decisions.

Due to the risk-free virtual environment, students can see the impact of those decisions immediately in a video game-like setting, learn at their own pace, and are further engaged as they explore and analyze concepts learned in class.

As we head into 2023 with a fresh perspective on new beginnings, it is the perfect time to discuss the importance of planning ahead with students in terms of savings accounts, health insurance, taxes, and more. The Virtual Business Personal Finance simulation is the most popular personal finance and financial literacy curriculum used by teachers to engage digitally native students. This interactive simulation teaches key financial issues that impact students in the present and help set them up for success in their lives after graduation. Topics included in the simulation range from money management, credit, to investing, paying rent, purchasing a car, and more.

In Virtual Business Accounting, students learn the fundamentals of accounting from financial statements to forensic accounting, and are motivated to achieve positive financial outcomes as they manage their own simulated business.

All of the nine Virtual Business Simulations were designed with input from subject matter experts and feature real life business examples to help students form connections between the foundations learned in school, and how they might be applied in their world outside of the classroom.

Knowledge Matters facilitates annual Virtual Business Challenges awarding scholarship money to top winners. Students that are part of Career and Technical Student Organizations (CTSOs) like DECA Inc., Future Business Leaders of America (FBLA), Family, Career, and Community Leaders of America (FCCLA), and Business Professionals of America (BPA) compete in specific business topic tracks, including personal finance or accounting. In fact, there are multiple opportunities to compete early in 2023! Please view the complete list of challenges & competitions on the Knowledge Matters website.

Find us in the Jump$tart Clearinghouse!

Maureen Ginley

Jump$tart Partners! As more states begin to require financial education credit for students, there is a growing demand for teachers who will need to expand their knowledge to meet these requirements. Jump$tart Financial Foundations for Educators is a great resource for teachers who need to build or expand their foundational knowledge of personal finance.

Do you have access to teachers who can benefit from the JSFFE? Would you be willing to share with teachers in your spheres of influence? If so, please email for more information. Thank you for your continued support in moving financial literacy forward!

After two years of being unable to host Hill Day in Washington DC, we are looking forward to an in-person event this year. For sponsorship and exhibitor opportunities for Hill Day 2022 please reach out to Jessica Cultra at

Partners: Schedule your 2023 Financial Fridays newsletter feature. Spots are filling up fast! Email